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Перевод: borrower speek borrower


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Тезаурус:

  1. A loan's spread depends upon market conditions and the risk associated with a particular borrower.
  2. But limiting the size of a loan - to, say, a certain percentage of the value of a house or a multiple of the borrower's income - would mainly curb the borrowing by first-time buyers.
  3. debts liable for collection by the lender after the death of a person specified by the borrower as someone from whom he had an expectation.
  4. A building society must attract deposits before it can grant a mortgage (loan) to a borrower to purchase a house, unlike a bank which can create a deposit by granting a loan.
  5. The prime consideration for the borrower is movements in LIBOR as this determines the actual interest cost each three, six or twelve months on a loan.
  6. A syndicated loan has three parties - the borrower; the syndicate leader; the participating banks.
  7. This makes it less likely that investors would encourage a dissolute borrower to mend its ways by withholding finance.
  8. The most important factor in keeping arrears down to the lowest possible level was exercising proper care in granting mortgage loans, checking the applicant's income, his previous borrowing record, verifying that the property was relevant to the borrower's needs and his ability to maintain it in good order.
  9. As previously explained, to the new LIBOR for each period is added the spread to provide the loan's interest cost to the borrower over the next three, six or twelve months.
  10. It is essential to realise that investors hold bonds (securities) issued by the ultimate borrower, unlike the euro-currency bank market where investors hold short-term claims on banks (intermediaries).
  11. Make borrowing fair and honest; bring bargaining between borrower and lender out into the open, with the borrower being given the opportunity to understand precisely what he was letting himself in for, and in that knowledge to make his choice.
  12. The other source of differences in borrowing costs is the risk of the borrower itself.
  13. In May 1988, when the mortgage rate stood at 9.8 per cent the same borrower was paying only 221.40.

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